Preheat your oven to 350°F (180°C).
Grease your loaf pan lightly with cooking spray or line it with parchment paper.
In a large mixing bowl, whisk together the all-purpose flour, baking soda, and salt.
In another bowl, beat together the brown sugar, granulated white sugar, and softened butter until light and fluffy.
Add the applesauce, mashed bananas, egg whites, light sour cream, and vanilla extract to the sugar mixture and mix until well combined.
Gradually add the dry ingredients to the wet ingredients, stirring gently until just combined.
Fold in the chopped Skinny Cow Milk Chocolate Dreamy Clusters.
Pour the batter into the prepared loaf pan, smoothing the top with a spatula.
Bake for 50-60 minutes, or until a toothpick inserted comes out clean.
Let the bread cool in the pan for about 10 minutes, then transfer to a cooling rack to cool completely.