In a large skillet, heat the avocado oil over medium heat. Allow it to warm up for about a minute.
Add the diced yellow onion and poblano pepper to the skillet. Sauté for 3-4 minutes until the onions are translucent and the peppers are tender. Stir in the minced garlic and cook for an additional minute until fragrant.
Next, add the rinsed and drained pinto beans to the skillet, followed by the jar of salsa verde. Stir everything together until well combined.
Sprinkle in the chopped cilantro, lime juice, ground cumin, chili powder, and season with kosher salt and pepper to taste. Mix well to incorporate all the flavors.
Add the cooked rice (or quinoa, if using) to the skillet. Mix everything together, ensuring that the rice is evenly coated with the salsa and seasoning mixture.
Sprinkle 1 cup of the shredded Monterey Jack cheese over the rice and bean mixture. Cover the skillet with a lid and let it cook for about 5 minutes on low heat until the cheese is melted and bubbly.
Remove the lid and sprinkle the remaining cheese on top. Garnish with fresh cilantro leaves, sliced avocado, and green onions. Serve with tortilla chips for a delightful crunch!